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Last season’s Golden Boot winner had just extended his 100 per cent scoring record at The Hawthorns to five games and – cheeky as always – he could not resist a dig at the absent Albion supporters who were doubtless berating him in front of their televisions.
The filing indicated the company has $1.4 billion of cash on hand, though revenue plunged 67% in the second quarter. If there’s a smidge of a silver lining, Hertz did say demand has slowly started to recover each month, but it’s nowhere near pre-COVID-19 levels. Still, the firm plans to offload another 182,000 cars in its rental fleet. According to the report, Hertz already sold off 100,000 cars as it reached a deal to forgo lease payments on the vehicles’ master lease to save money amid bankruptcy.
But just like the help available with rent payments and unemployment benefits, you do have to ask. The worst thing you can do is ignore the problem and assume it’ll work itself out on its own. (Scroll to the end for what else you should absolutely not do.)
For the most up-to-date news and information about the coronavirus pandemic, visit the WHO website.
The Hertz bankruptcy ordeal continues, and while the rental car company continues to offload used cars at some dirt-cheap prices, it still needs other sources of cash in the meantime.
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According to a Bloomberg report on Tuesday, Hertz filed for debtor-in-possession financing, indicating choppy waters ahead. DIP financing comes from creditors who believe a company has a solid recovery plan to execute as it works to restructure. But as a rental car companies are reliant on travelers, the industry’s likely in for a gloomy outlook considering the coronavirus pandemic continues unchecked in numerous parts of the world.
If you’re at risk of having your car or truck repossessed, there are other options available besides deferment, but none quite as simple or easy. You could do what’s called a “voluntary repossession,” where you contact your lender and indicate your desire to turn your vehicle over to it. Your credit will take a hit and you’ll be liable for any outstanding debt the bank fails to recoup at auction, but the overall impact to both your credit score and pocketbook will be less than if you wait for the bank to forcibly repo your car.
How quickly do I need to repay a coronavirus hardship loan? Repayment terms vary, dependent on factors including how much you’re borrowing and your overall financial situation. House says that the repayment period generally ranges from six months to five years.
Most lenders’ programs have been streamlined to be pretty simple to apply for. Fill out a form, possibly attach some documentation (termination letter, layoff notice, etc.), send it off to your lender and wait for an approval confirmation. If your bank doesn’t have it set up that easy and you have no idea where to begin, the legal services website DoNotPay has a chatbot that can help you draft a letter to your lender.
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Credit unions are currently offering some of the lowest interest rates — but you’ll need to be a member to apply. And while most national banks offer these types of loans, you may be required to have an existing account in good standing.
For the most up-to-date news and information about the coronavirus pandemic, visit the WHO website.
Even though the government has provided some intermittent assistance during the coronavirus pandemic — stimulus checks and expanded unemployment benefits — millions of Americans are having trouble making ends meet. Almost 32 million collected unemployment in July. The eviction protections secured by the CARES Act have now expired. And the $600 enhanced unemployment payments have now ended, too. Whether it’s paying the mortgage, keeping the lights on or simply click the up coming document buying groceries, millions of people are in dire need of cash.
“Many banks and credit unions are offering small-dollar loans to help people bridge the gap between income and expenses during this time,” House says. “I recommend asking the bank or credit union someone already uses about the loans they offer.”